Income Tax Calculator (Old vs New)
Enter your income and deductions to compare tax under the Old and New regimes, and see which one is cheaper for you. Everything is calculated in your browser.
Informational only, this is not tax advice. Figures use FY 2025-26 (AY 2026-27) rules and a simplified calculation; consult a chartered accountant before filing. Your inputs never leave your device.
This income tax calculator compares your tax under India's Old and New regimes for the current financial year, so you can quickly see which one leaves more money in your pocket. It's built for salaried individuals and anyone who wants a fast, private estimate before filing.
How to use
- Enter your gross annual income.
- If you use the Old Regime, add up your deductions (80C, 80D, HRA, home-loan interest, etc.) and enter the total.
- Tap Compare regimes to see the tax under each, the standard deduction and rebate applied, and which regime saves you more.
Frequently asked questions
Which is better, the Old or New tax regime?
It depends on how many deductions you claim. The New Regime has lower rates but almost no deductions; the Old Regime has higher rates but lets you reduce taxable income with 80C, 80D, HRA and more. This tool computes both for your numbers and tells you which is cheaper, there is no single answer that fits everyone.
Is this income tax calculator accurate?
It uses the current financial year's slabs, standard deduction, Section 87A rebate, surcharge and 4% cess, and is a close estimate for typical salaried income. It is informational only, not tax advice, and does not cover every special case. Always confirm with a chartered accountant before filing.
Does my income data leave my device?
No. This calculator runs entirely in your browser, your income and deduction figures are never sent to any server or stored.