FD Calculator
See what your fixed deposit will grow to by the end of its term. Calculated in your browser.
Estimate only. Your actual returns depend on your bank's rate and how often it adds interest; interest may be taxable. Your inputs never leave your device.
See what a fixed deposit will grow to by the end of its term. Indian banks usually add interest every three months, which this uses. Useful for comparing FD options.
How to use
- Enter your deposit amount, the annual interest rate, and the term in years.
- Calculate to see the maturity amount and the interest earned.
Frequently asked questions
How is FD interest added?
Most Indian banks add interest to a fixed deposit every three months, and that interest then earns more interest. This calculator does the same.
Is FD interest taxable?
Yes, interest earned on fixed deposits is taxable as income, and banks may deduct TDS. This tool shows the pre-tax maturity value; consult a tax professional for your situation.
Can I rely on this for exact returns?
It's an accurate estimate, but your bank's exact rate and how often it adds interest decide the final figure.