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PPF Calculator

Estimate your PPF maturity amount over the 15-year term. Calculated in your browser.

Estimate only. The PPF interest rate is set by the government and revised quarterly, check the current rate. Your inputs never leave your device.

Estimate your Public Provident Fund (PPF) maturity over the 15-year term. PPF is a popular long-term, tax-advantaged savings scheme in India.

How to use

  1. Enter your yearly deposit (up to the annual PPF limit).
  2. The current notified rate is pre-filled; adjust it if needed.
  3. Calculate to see the maturity amount, total invested, and interest earned.

Frequently asked questions

What is the current PPF interest rate?

The PPF rate is set by the government and revised every quarter. The tool pre-fills the rate we last verified, but you should confirm the current rate on the official portal, as it can change.

How long is the PPF lock-in?

PPF has a 15-year maturity, with partial withdrawals allowed from later years. This calculator models the full 15-year term.

Is PPF interest tax-free?

PPF enjoys tax benefits on contribution, interest, and maturity (EEE status), and contributions qualify under Section 80C. Confirm current rules, as tax law can change.