Sukanya Samriddhi (SSY) Calculator
Estimate the maturity value of a Sukanya Samriddhi (SSY) account for your daughter, from your yearly deposit. Calculated in your browser.
Estimates only, not financial advice. The SSY interest rate is set by the government and revised every quarter, check the current rate and update it above. Assumes the same yearly deposit and rate throughout the term. Your inputs never leave your device.
Sukanya Samriddhi Yojana (SSY) is a government savings scheme for a girl child. You deposit yearly for the first 15 years, and the account matures 21 years after opening. This tool estimates the maturity amount from your yearly deposit.
How to use
- Enter the amount you'll deposit each year.
- Check the interest rate shown and update it if the government has revised it.
- Tap Calculate to see the estimated maturity value.
Frequently asked questions
How long do I deposit for?
You contribute for the first 15 years. After that, no new deposits are needed, the balance keeps earning interest until the account matures at 21 years.
What's the minimum and maximum deposit?
The scheme allows between ₹250 and ₹1.5 lakh per year. The yearly deposit also qualifies for a tax deduction under Section 80C.
Why can I change the interest rate?
The SSY rate is set by the government and revised every three months. We show a recent rate, but check the current one and update it for an accurate estimate. This isn't financial advice.